Public.com

Overview

Public.com started as a "social investing" app but has rapidly evolved into a serious comprehensive platform. It distinguishes itself by offering a wider range of asset classes than almost anyone else in the fintech space—stocks, ETFs, crypto, treasuries, corporate bonds, and even music royalties—all in one place. Uniquely, it is the only major broker to actively rebate options revenue back to the user, effectively paying you to trade.

Key Specifications

Trading Platforms

1. Public Mobile App

The app is sleek, modern, and community-focused. It includes a social feed (which you can turn off) where users discuss trades. A standout feature is "AI Alpha," an integrated research assistant that lets you chat with GPT-4 to analyze earnings calls or stock performance instantly.

2. Public Web

The web version mirrors the app's functionality, offering a clean dashboard to manage your diverse portfolio. It provides detailed fundamental data, analyst ratings, and a clear view of your "Treasury Account" performance.

Investment Features

• IRA Match: New for 2026, Public offers a 1% match on all IRA contributions and rollovers, helping retirement savers accelerate their growth.
• Bond Account: Public is one of the only apps that makes buying corporate and municipal bonds as easy as buying a stock. You can buy fractional bonds with just $100.
• Treasury Account: Automatically invests your cash into 6-month US Treasury bills. It offers a state-tax-exempt yield that often beats traditional high-yield savings accounts.
• Alternative Assets: Invest in "alts" like music royalties (e.g., the Shrek franchise), fine art, and collectibles directly through your brokerage account.

Account Types

Public has expanded to support:

• Individual Brokerage
• High-Yield Cash Account
• Crypto Account
• Treasury Account & Bond Account
• Traditional & Roth IRAs

*Note: Joint accounts and Custodial accounts are currently not supported.